Private Client Group

A Tailored Approach to Safeguarding Your Most Valuable Assets

Your insurance needs are as distinctive as the lifestyle you’ve built. You deserve a trusted partner who understands your goals, helps identify potential risks, and provides focused, personalized service. For decades, we’ve guided successful individuals through the complexities of the high-net-worth insurance market. Our team brings extensive experience in addressing the diverse exposures faced by large families, tailoring solutions to meet their unique structures and dynamics.

Why Private Clients Choose Barnum

Serving Private Clients Across the U.S.

Nationwide Market Access

We partner with top-tier insurers across the country, giving our private clients access to exclusive coverage options not available in the standard market.

Claim Support That Deliver

When it matters most, our team is here — guiding you through every step of the claims process with discretion, efficiency, and advocacy.

Team Approach

Our collaborative model ensures your insurance program is reviewed and managed by a team of specialists, each bringing deep industry knowledge to support your needs.

Expertise You Can Rely On

With decades of experience in the high-net-worth space, we understand the unique exposures you face and deliver proactive strategies to safeguard your assets.

Our Services

Homeowner's Insurance

Homeowner’s insurance protects your home and belongings from damage caused by events such as fire, theft, or natural disasters. It typically also covers liability for injuries that occur on your property, helping to ensure financial protection in the event of unexpected incidents.

Auto Insurance

Auto insurance offers protection for your vehicle, covering both liability for accidents you cause and damage to your own vehicle. With various coverage options, you can tailor your policy to your needs, ensuring that you’re financially protected in case of an accident, theft, or other mishaps.

Flood Insurance

Flood insurance helps protect your home or property from damage caused by flooding, which isn’t typically covered under standard homeowner’s insurance policies. Whether you're located in a flood zone or not, having coverage can safeguard against the financial impact of unexpected flood events.

Umbrella & Excess Liability Insurance

Umbrella and excess liability insurance provides additional coverage beyond your standard home, auto, or other liability limits. This policy is designed to protect your assets in the event of an accident or lawsuit that exceeds the limits of your other insurance policies, offering extra peace of mind.

Builder’s Risk & Construction

Builder's risk insurance protects buildings under construction from losses due to fire, theft, vandalism, and weather-related damages. Whether you're overseeing new construction or major renovations, this coverage helps mitigate risks during the building process, keeping your investment secure.

Worker's Compensation

Worker’s compensation insurance provides financial protection for employees who are injured or become ill as a result of their work. It covers medical expenses, rehabilitation costs, and lost wages, ensuring that employees are taken care of while protecting employers from potential lawsuits related to workplace injuries. This insurance is typically required by law for businesses with employees.

Valuables & Collectibles Insurance

Valuables & collectibles insurance offers specialized coverage for items like jewelry, fine art, antiques, and other high-value possessions. This coverage ensures that your prized possessions are protected against loss, theft, or damage, providing peace of mind that your valuables are properly insured.

Watercraft Insurance

Watercraft insurance provides protection for your boat, yacht, or other watercraft. This coverage can help with damage to your vessel, liability for injuries, and damage caused to others while you're on the water. It’s essential for boat owners to ensure their investment and safety on the water.

Scheduled Personal Property (SPP)

Your most valuable possessions deserve more than standard coverage. Scheduled Personal Property (SPP) insurance offers dedicated protection for high-value items such as fine jewelry, artwork, rare collectibles, and more—typically those valued at $10,000 or higher. This specialized coverage ensures these assets are insured for their true worth, with broader protection and fewer limitations than a standard homeowner’s policy.

Tailored Insurance for the Way You Live

Your lifestyle is unique—and so are your risks. That’s why you need a partner who understands your priorities, helps you identify exposures, and delivers thoughtful, personalized guidance. For decades, we’ve worked with successful individuals and families to navigate the complexities of high-net-worth insurance. Our team brings deep experience in managing diverse family dynamics, multi-generational needs, and sophisticated asset portfolios.